A Guide To Specialist Arizona Auto Insurance
Have you been struggling to find car insurance in Arizona because of your criminal record? Don’t give up hope. There are specialist insurance providers that cater to drivers with convictions.
In this article, we’ll be looking at the main insurance companies for specialist AZ auto insurance for those with convictions. We’ll explore the benefits and drawbacks of each provider, as well as what you should look for in a policy.
By the end of this article, you’ll have a better understanding of what kind of coverage is available to you and which provider might be the best fit for your needs.
Collect a series of driving violations and you may find it difficult to obtain AZ auto insurance. Many carriers have a tendency to avoid high-risk drivers and even when they do agree to provide car insurance coverage, premiums are notoriously expensive because the company will be doing everything possible to minimize their own levels of risk.
Driving violations can be accrued for any number of reasons. Speeding is one of the most common motoring convictions but an increasing number of road users are having their records blemished for driving without a valid auto insurance policy in place.
As well as having to pay penalty fines, persistent offenders also run the risk of losing their licenses, registration plates, and other driving privileges. This can make it incredibly difficult to purchase auto insurance in the future.
There are a growing number of auto insurance carriers in the United States who offer coverage for high-risk drivers. However, road users should be aware of the type of coverage these companies actually provide.
More often than not, a high-risk auto insurance company will offer a basic policy that meets the mandatory state coverage requirements but nothing more. Motorists will be charged an abnormally high premium that would usually be sufficient to purchase blanket coverage elsewhere.
As a means to an end, high-risk auto insurance companies do offer an option for those with a less-than-perfect driving history. However, the coverage provided tends to come at a price so road users are advised to operate their vehicles legally at all times to avoid having to use these excessively expensive services.
Specialist AZ Auto Insurance For Those With Convictions: Finding the Right Coverage
Finding the right car insurance can be a challenge, especially if you have convictions on your record. Whether you have a DUI, reckless driving charge, or other criminal convictions, finding a policy that meets your needs can be difficult.
Fortunately, there are insurance companies that specialize in providing coverage for drivers with convictions, and Arizona has several options to choose from. In this article, we’ll explore the top 20 search results for “specialist AZ auto insurance for those with convictions” and provide you with valuable information to help you find the right coverage.
So, let’s get started.
What to Look for in Specialist AZ Auto Insurance for Those with Convictions
Before we dive into the top 20 search results, it’s important to know what to look for in a specialist auto insurance policy for those with convictions. Here are a few key things to keep in mind:
Coverage Options
When it comes to auto insurance, there are several coverage options to consider. Liability insurance is the most basic form of coverage, but it may not be enough to protect you in the event of an accident. Consider adding collision coverage, comprehensive coverage, and personal injury protection (PIP) to your policy.
Discounts
Auto insurance can be expensive, but there are ways to save money. Look for a provider that offers discounts for safe driving, completing defensive driving courses, or bundling multiple policies (such as car and home insurance).
Customer Service
If you need to file a claim or have questions about your policy, it’s important to have access to quality customer service. Look for a provider with a 24/7 customer service line and positive reviews from current and past customers.
Customer service is very important. There is nothing worse than being held in a queue for over 40 minutes only to end up speaking to someone in a foreign country.
The Main Specialist AZ Auto Insurance for Those with Convictions
Now that you know what to look for in a specialist auto insurance policy for those with convictions, let’s take a closer look at the top 20 search results:
1. The General
The General is a popular provider for drivers with convictions. They offer affordable rates and flexible payment options, and they don’t require a credit check to sign up.
- Claims Processing Issues
- Customer Service Issues
2. Esurance
Esurance is another provider that specializes in coverage for high-risk drivers. They offer a range of coverage options and discounts, including a safe driving discount for those with clean records.
- Higher Rates
- Customer Service Issues
3. Nationwide
Nationwide is a well-known insurance provider that offers coverage for drivers with convictions. They offer a range of coverage options, including liability, collision, and comprehensive coverage.
However, their rates can be higher than some other providers, and their customer service has received mixed reviews.
- Higher Rates
- Customer Service Issues
4. Progressive
Progressive is a popular choice for drivers with convictions. They offer a range of coverage options and discounts, including a safe driver discount and a multi-car discount. They also have a user-friendly website and mobile app that makes it easy to manage your policy.
- Customers have reported issues with Claims Processing
- Customer Service Issues
5. State Farm
State Farm is another well-known insurance provider that offers coverage for drivers with convictions. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discounts.
Customer Service Issues
6. Dairyland
Dairyland is a specialist auto insurance provider that offers coverage for high-risk drivers, including those with convictions. They offer flexible payment options and SR-22 insurance filings, which is required for drivers with certain types of convictions.
- Higher Rates
- Customer Service Issues
7. The Hartford
Hartford offers coverage for drivers with convictions, including DUIs and reckless driving charges. They offer a range of coverage options and discounts, including a safe driver discount and multi-policy discount.
- Higher Rates
- Customer Service Issues
8. SafeAuto
SafeAuto is a specialist provider that offers affordable coverage for high-risk drivers, including those with convictions. They offer liability coverage as well as collision and comprehensive coverage options.
- Higher Rates
- Customer Service Issues
9. Freeway Insurance
Freeway Insurance is a provider that specializes in coverage for high-risk drivers, including those with convictions. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discounts.
- Higher Rates
- Customer Service Issues
10. Titan Insurance
Titan Insurance is a specialist provider that offers coverage for drivers with convictions, including DUIs and reckless driving charges. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discounts.
- Higher Rates
- Customer Service Issues
11. Direct Auto Insurance
Direct Auto Insurance is a provider that offers coverage for high-risk drivers, including those with convictions. They offer liability coverage as well as collision and comprehensive coverage options. They also offer flexible payment options and discounts, including a good driver discount and multiple vehicle discount.
- Higher Rates
- Customer Service Issues
12. Geico
Geico is a popular insurance provider that offers coverage for drivers with convictions. They offer a range of coverage options and discounts, including a safe driver discount and multi-vehicle discount. They also have a user-friendly website and mobile app that makes it easy to manage your policy.
- Higher Rates
- Customer Service Issues
13. Allstate
Allstate is a well-known insurance provider that offers coverage for drivers with convictions. They offer a range of coverage options and discounts, including a safe driver discount and multiple vehicle discount.
- Higher Rates
- Customer Service Issues
14. Acceptance Insurance
Acceptance Insurance is a specialist provider that offers coverage for high-risk drivers, including those with convictions. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discount. They also offer flexible payment options and SR-22 filings for drivers with certain types of convictions.
- Higher Rates
- Customer Service Issues
15. Elephant Insurance
Elephant Insurance is a provider that offers coverage for drivers with convictions, including DUIs and reckless driving charges. They offer a range of coverage options and discounts, including a safe driver discount and a multi-policy discount. They also have a user-friendly website and mobile app that makes it easy to manage your policy.
- Higher Rates
- Customer Service Issues
16. Kemper Auto
Kemper Auto is a specialist provider that offers coverage for high-risk drivers, including those with convictions. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discounts. They also offer SR-22 filings for drivers with certain types of convictions.
- Higher Rates
- Customer Service Issues
17. National General Insurance
National General Insurance is a provider that offers coverage for drivers with convictions, including DUIs and reckless driving charges. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discounts.
- Higher Rates
- Customer Service Issues
18. Safe Driver Insurance
Safe Driver Insurance is a specialist provider that offers coverage for high-risk drivers, including those with convictions. They offer liability coverage as well as collision and comprehensive coverage options. They also offer flexible payment options and SR-22 filings for drivers with certain types of convictions.
- Higher Rates
- Customer Service Issues
19. United Automobile Insurance
United Automobile Insurance is a provider that offers coverage for drivers with convictions, including DUIs and reckless driving charges. They offer a range of coverage options and discounts, including a good driver discount and multiple vehicle discount.
- Higher Rates
- Customer Service Issues
20. Young America Insurance
Young America Insurance is a specialist provider that offers coverage for high-risk drivers, including those with convictions. They offer liability coverage as well as collision and comprehensive coverage options. They also offer flexible payment options and SR-22 filings for drivers with certain types of convictions.
- Higher Rates
- Customer Service Issues
Conclusion
If you have convictions on your record, finding the right auto insurance can be a challenge. However, with specialist providers that cater to high-risk drivers, there are options available to you.
By considering coverage options, discounts, and customer service, you can find a policy that meets your needs and budget. Be sure to compare multiple providers and read reviews from current and past customers to make an informed decision.
